Malta Permanent Residency by Investment 2025 Malta Permanent Residence Programme (MPRP)
Feod Group specialists provide full support throughout the process, from selecting the most attractive investment project to obtaining permanent residency in Malta for the entire family.
✓ 5-year renewable residence card ✓ No requirement for permanent stay in Malta ✓ No tax liability in Malta, except for income generated within the country ✓ Option to include up to four generations in a single application
Malta Permanent Residency by Investment
The Malta Permanent Residence Programme (MPRP), often referred to as the “Malta Golden Visa,” offers foreign investors the opportunity to obtain permanent residency through investment. The program is available to third-country nationals, excluding citizens of the EU, EEA, and Switzerland.
This program is one of Europe’s most sought-after immigration options due to its numerous benefits: a stable economy, access to the Schengen Zone, a favorable tax regime, and a high quality of life. It caters to investors seeking a secure and strategically advantageous status in Europe while remaining one of the most flexible and attractive options for long-term residency.
The Maltese residency certificate granted under this program is valid indefinitely, provided all program requirements are met. The residence card is issued for five years or until the beneficiary reaches the age of 14 or 18, depending on their current age, after which a renewal application must be submitted.
Benefits of Obtaining Malta Permanent Residency through Investment
✓ Residency in an EU country ✓ Investment return possible after 5 years ✓ Only one visit to Malta is required; long-term stay is not mandatory ✓ The program offers permanent residency for up to four generations: parents, children, and grandparents ✓ No tax obligations in Malta, except on income generated within the country ✓ One-time government fees with no annual donations or recurring charges ✓ No language test required for obtaining residency
Requirements for Malta Permanent Residency through Investment in 2025
Starting January 1, 2025, the Malta Permanent Residence Programme (MPRP) will operate under updated conditions. These changes aim to enhance the program’s efficiency, competitiveness, and alignment with current economic and social realities.
1. Property Requirements
Purchase: The property must be purchased for at least €375,000 (previously €300,000) and held for a minimum of 5 years.
Rent: The annual rent must be at least €14,000 (up from €10,000 annually for five years).
2. New Fees
Government Contribution:
€30,000 for property purchase
€60,000 for property rental These contributions support Malta’s social and economic development, including infrastructure, healthcare, and education.
Application Fee:
A new fee of €50,000 for the principal applicant, with an initial non-refundable payment of €15,000 due within one month of application submission.
The remaining €35,000 must be paid within two months of receiving the Letter of Approval.
An additional €10,000 fee applies for each family member included in the application.
Charitable Donation: A donation of €2,000 must be made to a local charitable, cultural, scientific, artistic, sports, or non-profit organization registered with the Office of the Commissioner for Voluntary Organizations.
3. Updated Eligibility Criteria
Applicants must provide proof of sufficient assets to demonstrate financial stability during and after the application process. As of 2025, applicants must have a minimum of €500,000 in assets, including at least €150,000 in financial assets. Alternatively, total assets of €650,000 are acceptable, with at least €75,000 in financial assets.
Eligible Family Members
From 2025, permanent residency in Malta can be granted to the investor, their spouse, children under 18, and unmarried, financially dependent children up to 29 years old. The program also includes the parents and grandparents of both the principal applicant and their spouse if they are financially dependent on the investor. This makes the program highly flexible and convenient for multigenerational families.
Procedure for Obtaining Malta Permanent Residency through Investment
Obtaining permanent residency in Malta via investment is a structured process involving several steps.
Steps in the Malta Permanent Residency Process
1. Initial Consultation and Preliminary Assessment
The process begins with a consultation with legal experts and a licensed agent. At this stage, a preliminary due diligence check is conducted to ensure the applicant meets the program’s requirements. The agent also creates a personalized action plan, including the choice of investment (renting or purchasing property).
2. Document Preparation
The applicant gathers the required documents, such as a passport, family member documentation, financial statements (proof of assets), a clean criminal record certificate, and valid health insurance covering Malta.
3. Application Submission
The licensed agent submits the application to the Malta Residency Agency on behalf of the applicant. The agency conducts a thorough review of the applicant and their family members. This verification process typically takes 4–6 months, during which all documents and compliance with the program’s criteria are evaluated. Upon successful completion, the applicant receives a letter of preliminary approval.
4. Investment and Contributions
After receiving preliminary approval, the applicant fulfills the mandatory requirements, such as purchasing or renting property and paying the remaining government contribution. The property transaction must be completed within 8 months of the positive decision by the Residency Malta Agency.
5. Issuance of Certificate and Residency Cards
Once all payments are made, the applicant receives a certificate of permanent residency, valid indefinitely as long as the investment conditions are met. The primary applicant and family members are issued residency cards valid for 5 years or until a specific age (e.g., 14 or 18 for children). These cards must be renewed upon expiration: for children, at age 14 or 18, and for adults, every 5 years. Renewal is processed through the Residency Malta Agency.
Key Features of the Program
One-Time Visit: The applicant is required to visit Malta at least once for formalities.
No Residency Requirement: The program does not mandate continuous residence in Malta; however, the financial and investment obligations must be maintained for the first 5 years.
Contact Us for a Consultation!
Our experts will provide detailed information about the program, assess your eligibility, and help you choose the best investment option for obtaining Malta permanent residency. We guide you through every step of the process, ensuring professional support!
Tax Implications After Obtaining Malta Permanent Residency
Acquiring permanent residency (PR) in Malta does not automatically make you a tax resident of the country. To become a tax resident, you must reside in Malta for at least 183 days per year. However, PR holders can benefit from Malta’s favorable tax regime.
Individuals who do not reside in Malta on a full-time basis may qualify for non-domicile status, allowing them to avoid taxation on income generated outside Malta. Only income and profits sourced within Malta are subject to taxation.
Key Tax Advantages in Malta:
No taxes on gifts, inheritance, or wealth
0% tax on dividends received by shareholders
No municipal, property, or annual real estate taxes
Over 70 Double Taxation Avoidance Agreements (DTAAs)
Malta’s investor-friendly tax system makes it an attractive destination for entrepreneurs, investors, and individuals with international income. With no wealth, inheritance, or gift taxes, and the possibility of leveraging non-domicile status, the tax burden can be significantly minimized.
For effective tax planning, we recommend consulting Feod Group’s tax experts. They can help optimize your tax obligations based on your financial situation and international status.
Malta Permanent Residency - FAQ
Who is eligible to apply for Malta Permanent Residency through investment?
Foreign nationals who are not residents of the EU/EEA/Switzerland, with verified legal income and assets meeting the program’s requirements, can apply. The main applicant may include their spouse, children under 29, and financially dependent parents or grandparents.
What is the minimum investment required for Malta Permanent Residency?
The amount depends on the chosen option:
Property purchase: Minimum value of €375,000
Property rental: Minimum annual rent of €14,000 for five years Additionally, government contributions must be paid.
Is relocation to Malta mandatory after obtaining PR?
No, the program does not require permanent residence in Malta. However, the applicant must visit the country at least once to complete the process.
How long does it take to obtain PR?
The entire process, including document review and meeting all requirements, takes approximately 6–8 months.
In 2013, she graduated in law from the National University «Odessa Law Academy» with honors and received a Master of Law degree. Anastasia Taran has experience in international and contract law, as well as corporate and tax law in Europe. Within the framework of Feod Group, she specializes i...
In 2013, she graduated in law from the National University «Odessa Law Academy» with honors and received a Master of Law degree. Anastasia Taran has experience in international and contract law, as well as corporate and tax law in Europe. Within the framework of Feod Group, she specializes in immigration and corporate law of European countries, particularly:
Since 1992, Feod Group has been providing a wide range of legal, business and immigration services in Europe, the USA and other countries of the world.
The company has accredited western lawyers, experts in various fields of law and jurisdictions of the world.
Having offices in Europe and the USA, Feod Group provides rapid paperwork and maximum customer comfort.
We provide our clients with related services, such as relocation and adaptation abroad, organizing family relocation abroad, enrollment of children in schools and many other services.
