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Relocating to Cyprus with the Whole Family: Pros and Cons

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Cyprus is one of the few places in Europe where a mild climate, low taxes, simplified immigration, and a comfortable living environment come together. In 2025, interest in moving to the island continues to grow: freelancers, IT specialists, entrepreneurs, and families with children are choosing Cyprus. Why? Let’s break down the key reasons.

 

Why choose Cyprus for family life

✅ Climate and Nature

Cyprus ranks among the countries with the lowest air pollution levels in the EU and holds one of the top spots in Europe for the number of beaches awarded the “Blue Flag.” In the Mediterranean region, Cyprus enjoys one of the most comfortable climates: the island averages 320 sunny and cloudless days per year. Moreover, Cyprus offers a unique blend of mountains and sea. There is always a place to relax — whether it’s a turquoise beach, the Troodos mountains, traditional Cypriot villages, waterfalls, or blossoming fruit gardens.

✅ Safety

In 2025, Cyprus once again ranked among the top countries with the lowest crime rates in the world, holding 1st place among countries with a population under 5 million in terms of safety.

✅ Ease of Integration into the Local Community

The locals are known for their openness and friendliness, and about 73–76% of Cyprus’s population speaks English to some degree. This makes English the second most widely spoken language on the island after Greek. In tourist and urban areas (Nicosia, Limassol, Larnaca, Paphos), almost everyone speaks English fluently, making everyday communication simple and comfortable.

✅ Quality Education

The island offers a wide choice of private and international schools, teaching under British, American, and other curricula in English.

✅ High Level of Healthcare

Cyprus operates a universal healthcare system, GESY, which covers both public and private clinics. Even without citizenship, you can access medical services at reasonable rates.

✅ Tax Advantages

Cyprus offers an attractive tax regime: ▪ 50% income tax exemption for earnings over €55,000 per year;
▪ no tax on dividends and interest for new tax residents (non-domicile regime);
▪ a simple tax system for freelancers and entrepreneurs.

On Cyprus, nearly 80 beaches have been awarded the “Blue Flag.” This makes Cyprus one of the “cleanest” beach destinations in the EU, relative to its coastline length and area.

 

What are the drawbacks and particularities of living in Cyprus?

 

Despite its many advantages, Cyprus, like any other country, has its own features and nuances that are important to know in advance, especially if you are considering long-term living with your family.

Hot Summer

Cyprus is one of the sunniest islands in Europe, and this is a major advantage. However, during the peak summer months, especially July and August, temperatures can rise to +38–40°C. Modern houses and apartments are usually equipped with air conditioning systems, which ensure comfort during the hot months.

A Car Is a Necessity

Public transportation is underdeveloped, especially outside the cities. For full mobility, it is best to own a personal car. Cyprus has left-hand traffic, but people adapt to it quickly. Moreover, renting and purchasing a car here is fairly affordable, and the road quality is at a good level.

Slow Pace of Life

One of the main cultural codes of Cyprus is the phrase “siga-siga,” which translates to “slowly, slowly.” Locals are in no rush — not in daily life, not in business, not even at work. For newcomers, this can sometimes be perceived as inefficiency, especially in matters where deadlines are important — from issuing documents to completing household services. However, it should be seen as part of the Mediterranean lifestyle. Once you learn to slow down and embrace the island’s rhythm, you’ll understand why so many who move here end up loving it.

Schengen: Temporary Limitations

Cyprus is a member of the European Union but has not yet joined the Schengen Area. This means that residents of Cyprus (without citizenship) cannot travel freely within Schengen countries without a visa. However, joining the Schengen Area is an official goal of Cyprus’s foreign policy. The government is actively working in this direction, and it is expected that the issue of full accession to Schengen will be considered very soon.

Nevertheless, these features are not serious disadvantages. Rather, they reflect the local specificity and lifestyle, which is easy to adapt to. Moreover, the advantages — safety, climate, quality of education and healthcare, and tax attractiveness — far outweigh any potential inconveniences. This is exactly why more and more families are choosing Cyprus as their new home for living, investment, and a stable future.

 

How to Relocate to Cyprus?

 

Foreign nationals can relocate to Cyprus and obtain a residence permit through several programs, depending on the purpose of relocation, income level, and family situation. Here are the key options:

1.Pink Slip — the simplest option for financially independent individuals. It suits those who receive income abroad and do not plan to work in Cyprus. It requires proof of income of at least €2,000 per month and the availability of housing (either rental or ownership).

2. Permanent Residency by Investment — a fast and reliable program for those willing to invest from €300,000 in real estate or a business. Under the Fast Track program, the applicant and their family are granted permanent residency, and the resident card is issued immediately for 10 years.

3. Business Immigration — available for entrepreneurs and business owners. Registering a company with foreign participation allows one to obtain a work residence permit and reside on the island while managing the business.

4. Residence Permit through Employment — for those officially employed by a Cypriot company.

5. Startup Visa (new rules from 2025) — an option for technological projects. The residence permit is valid for 3 years with the possibility of renewal. It suits IT and innovative businesses.

6. Digital Nomad Visa — an ideal solution for remote workers employed by foreign companies. It requires proof of income of at least €3,500 per month, health insurance, and accommodation.

In the future, any of these types of residence permits can serve as grounds for obtaining permanent residency, and later — Cypriot citizenship, provided that the conditions for the length of stay and integration are met.

Cyprus also offers Temporary Protection Status, designed for citizens of Ukraine. The validity of this status has been extended by the European Union until 4 March 2026. Holders of this status have the right to legally reside on the island, officially work, use state healthcare services for free, and enroll children in local schools.

Contact our lawyers to find the best immigration pathway tailored to your profile and goals.

 

 

How to Prepare for Life in Cyprus: A Brief Summary

 

1.Consider the Climate
To feel comfortable all year round, it is enough to choose housing with air conditioning that works for both cooling and heating. During the cooler winter months, good ventilation and basic insulation will ensure a cozy and dry home.

2. Budget for a Car
Public transportation is limited — owning a car (or at least renting one) will significantly enhance your quality of life.

3. Arrange Health Insurance
Even with access to the GESY system, private clinics are an important backup. It is recommended to arrange either international or local health insurance.

4. Select a School in Advance
If you have children — consult an education advisor or contact international schools early. Waiting lists are common.

5. Get Used to “Siga-Siga”
Respect the local pace of life. Some things take time — be prepared for patience and a relaxed attitude.

6. Understand Tax Residency
Learn how to obtain tax residency status and what benefits it provides. For example, the non-domicile regime grants exemption from taxes on dividends and interest.

7. Seek Professional Advice
Immigration, selecting a residence permit, purchasing real estate, taxes — all of these require a comprehensive approach. Feod Group will help you navigate every stage legally and correctly.

Cyprus is an excellent destination for those who value a warm climate, safety, low taxes, and European stability.
It is ideal for entrepreneurs, remote workers, investors, and families.

We look forward to welcoming you at our office in Larnaca — visit us for consultation, personalized support, and professional assistance at every stage of your relocation!

 

LEGAL SERVICES IN CYPRUS

 

FAQ
How much does it cost to live in Cyprus in 2025?

The average cost of living for a family of 3–4 people is around €3,000–€4,000 per month, including rent, food, transportation, utilities, and education. Expenses in Limassol are higher compared to Larnaca or Paphos.

Where is it cheaper to live in Cyprus?

The most affordable cities in terms of living costs:
• Larnaca — the best combination of price and infrastructure
• Paphos — lower rental prices, especially outside the city center
• Nicosia — cheaper housing but no access to the sea
• Limassol is considered the most expensive city, especially in coastal areas.

Is Cyprus safe for living with children?

Yes, Cyprus is one of the safest countries in Europe. The crime rate is extremely low, especially in residential areas. In 2025, the country remains among the top in safety rankings for countries with populations under 5 million.

 

Can I apply for a residence permit by renting a property instead of buying?

Yes, renting property is acceptable for most types of residence permits. The main requirement is having a long-term rental contract (usually at least 12 months).

READ ALSO:

🔹 Ukrainian lawyers in Cyprus
🔹 How to register a company in Cyprus in 2025
🔹 Opening a bank account in Cyprus
🔹 Permanent residency for property owners in Cyprus
🔹 How to become a tax resident of Cyprus in 60 days

 

Article author

Luhina Iryna Director of Feod Group Kyiv
Ukraine
Iryna Luhina joined Feod Group in 2018 and has established herself as a highly qualified professional. Her expertise includes company registration, bank account opening, and immigration support. ...

Iryna Luhina joined Feod Group in 2018 and has established herself as a highly qualified professional. Her expertise includes company registration, bank account opening, and immigration support.

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